Reliable Insurance Options for Your Property
Do you need help in determining whether you have enough commercial property insurance for your business? Michelson Insurance Agency is known for providing authentic information required to insure buildings.
Different Types of Property Insurance Options
- Flood insurance: Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from damage due to flood. Check your current property insurance policy to be sure you are covered.
- Business personal property coverage: This insurance covers property at a specified location such as furniture, fixtures, equipment and inventory.
- Business income (business interruption coverage): This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed.
- Electronic data processing (EDP) insurance: This coverage is a separate property coverage specifically designed to protect your computer-related equipment.